YEARLY HIGH
76.9699 INR
YEARLY LOW
70.7240 INR
YEARLY AVERAGE
74.1302 INR

2020 USD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the USD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 76.9699. Conversely, the yearly low was recorded on January 15, dropping to 70.7240.

This high-to-low spread represents a total annual volatility of 6.2459 INR. From a start-to-finish perspective, comparing the January average rate of 71.2694 to the December average rate of 73.6608, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 76.9699 was up 6.65% compared to the 2019 peak of 72.1704, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 384,850 INR
2019 Average 352,035 INR
Yearly Trough Low 353,620 INR
Transaction Impact: A difference of 31,229.50 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

76.7238
70.7736
JanuMarcMayJulySeptNove

USD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 74.1824, compared to 74.0781 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1043 points.

H1 Avg (Jan–Jun) 74.1824
H2 Avg (Jul–Dec) 74.0781

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.3960 INR (High: 76.5710 / Low: 72.1750). On the other end, May was the most stable month, with a tight range of 0.8560 INR (High: 76.2250 / Low: 75.3690).

March Spread (Volatile) ±4.3960
May Spread (Stable) ±0.8560

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.0515 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.0515

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 76.2280) against the same month in 2019 (average: 69.4252), the exchange rate shifted by +6.8028 (+9.80%).

2020 Avg (April) 76.2280
2019 Avg (April) 69.4252

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 71.9665 70.7240 71.2694
February 72.1750 71.1104 71.5851
March 76.5710 72.1750 74.5320
April 76.9699 75.2685 76.2280
May 76.2250 75.3690 75.7128
June 76.4039 75.0661 75.7670
July 75.4552 74.5400 74.9063
August 75.1635 73.1285 74.5798
September 73.9275 73.0503 73.5283
October 74.6139 72.9612 73.5670
November 74.8875 73.7905 74.2262
December 74.1215 73.0574 73.6608