2021 USD to INR Historical Review

YEARLY HIGH

76.2116 INR

YEARLY LOW

72.3808 INR

YEARLY AVERAGE

73.9220 INR

2021 USD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the USD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 76.2116. Conversely, the yearly low was recorded on March 22, dropping to 72.3808.

This high-to-low spread represents a total annual volatility of 3.8309 INR. From a start-to-finish perspective, comparing the January average rate of 73.1106 to the December average rate of 75.4116, the exchange rate registered a net change of 3.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 76.2116 was down 0.99% compared to the 2020 peak of 76.9699, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 381,058 INR

2020 Average 370,677 INR

Yearly Trough Low 361,904 INR

Transaction Impact: A difference of 19,154.48 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

75.6742

72.5226

JanuMarcMayJulySeptNove

USD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 73.3357, compared to 74.5083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1726 points.

H1 Avg (Jan–Jun) 73.3357

H2 Avg (Jul–Dec) 74.5083

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.1697 INR (High: 75.4495 / Low: 73.2797). On the other end, January was the most stable month, with a tight range of 0.6119 INR (High: 73.5187 / Low: 72.9068).

April Spread (Volatile) ±2.1697

January Spread (Stable) ±0.6119

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.2828 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.2828

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 75.4116) against the same month in 2020 (average: 73.6608), the exchange rate shifted by +1.7508 (+2.38%).

2021 Avg (December) 75.4116

2020 Avg (December) 73.6608

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	73.5187	72.9068	73.1106
February	73.6938	72.3824	72.8310
March	73.4455	72.3808	72.7852
April	75.4495	73.2797	74.4760
May	74.0955	72.3937	73.1932
June	74.3714	72.8096	73.6182
July	74.9935	74.2523	74.5202
August	74.4916	72.9969	74.1151
September	74.3226	72.9853	73.5982
October	75.4841	74.1522	74.9233
November	75.0551	73.9188	74.4815
December	76.2116	74.4334	75.4116