2026 USD to INR Historical Review

YEARLY HIGH

95.9897 INR

YEARLY LOW

89.8580 INR

YEARLY AVERAGE

93.1096 INR

2026 USD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the USD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 28, valuing the pair at 95.9897. Conversely, the yearly low was recorded on January 7, dropping to 89.8580.

This high-to-low spread represents a total annual volatility of 6.1317 INR. From a start-to-finish perspective, comparing the January average rate of 90.7952 to the December average rate of 95.4038, the exchange rate registered a net change of 5.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 95.9897 was up 5.54% compared to the 2025 peak of 90.9493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 479,948 INR

2025 Average 435,771 INR

Yearly Trough Low 449,290 INR

Transaction Impact: A difference of 30,658.61 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

95.8694

90.2814

JanuFebrMarcApriMayJune

USD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 93.1096, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 93.1096 points.

H1 Avg (Jan–Jun) 93.1096

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 3.7980 INR (High: 94.8642 / Low: 91.0662). On the other end, June was the most stable month, with a tight range of 0.9517 INR (High: 95.7831 / Low: 94.8314).

March Spread (Volatile) ±3.7980

June Spread (Stable) ±0.9517

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0481 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0481

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 95.3581) against the same month in 2025 (average: 85.2408), the exchange rate shifted by +10.1173 (+11.87%).

2026 Avg (May) 95.3581

2025 Avg (May) 85.2408

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	92.0410	89.8580	90.7952
February	91.7005	90.3150	90.7471
March	94.8642	91.0662	92.9708
April	94.9470	92.2834	93.3826
May	95.9897	94.9105	95.3581
June	95.7831	94.8314	95.4038