2014 XCD to BAM Historical Review

YEARLY HIGH

0.5976 BAM

YEARLY LOW

0.5201 BAM

YEARLY AVERAGE

0.5461 BAM

2014 XCD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XCD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.5976. Conversely, the yearly low was recorded on March 18, dropping to 0.5201.

This high-to-low spread represents a total annual volatility of 0.0775 BAM. From a start-to-finish perspective, comparing the January average rate of 0.5317 to the December average rate of 0.5884, the exchange rate registered a net change of 10.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5976 was up 5.63% compared to the 2013 peak of 0.5658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,988 BAM

2013 Average 2,728 BAM

Yearly Trough Low 2,601 BAM

Transaction Impact: A difference of 387.61 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.5949

0.5176

JanuMarcMayJulySeptNove

XCD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5285, compared to 0.5636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0351 points.

H1 Avg (Jan–Jun) 0.5285

H2 Avg (Jul–Dec) 0.5636

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0218 BAM (High: 0.5729 / Low: 0.5511). On the other end, June was the most stable month, with a tight range of 0.0054 BAM (High: 0.5351 / Low: 0.5298).

September Spread (Volatile) ±0.0218

June Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0065 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.5884) against the same month in 2013 (average: 0.5287), the exchange rate shifted by +0.0597 (+11.30%).

2014 Avg (December) 0.5884

2013 Avg (December) 0.5287

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5359	0.5263	0.5317
February	0.5372	0.5270	0.5305
March	0.5273	0.5201	0.5240
April	0.5287	0.5218	0.5246
May	0.5324	0.5206	0.5274
June	0.5351	0.5298	0.5326
July	0.5409	0.5297	0.5348
August	0.5516	0.5395	0.5440
September	0.5729	0.5511	0.5620
October	0.5789	0.5665	0.5717
November	0.5854	0.5777	0.5808
December	0.5976	0.5795	0.5884