2020 XCD to BAM Historical Review

YEARLY HIGH

0.6744 BAM

YEARLY LOW

0.5895 BAM

YEARLY AVERAGE

0.6352 BAM

2020 XCD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 0.6744. Conversely, the yearly low was recorded on December 31, dropping to 0.5895.

This high-to-low spread represents a total annual volatility of 0.0849 BAM. From a start-to-finish perspective, comparing the January average rate of 0.6518 to the December average rate of 0.5946, the exchange rate registered a net change of -8.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6744 was up 1.57% compared to the 2019 peak of 0.6640, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,372 BAM

2019 Average 3,232 BAM

Yearly Trough Low 2,947 BAM

Transaction Impact: A difference of 424.59 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6734

0.5875

JanuMarcMayJulySeptNove

XCD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6571, compared to 0.6133 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0439 points.

H1 Avg (Jan–Jun) 0.6571

H2 Avg (Jul–Dec) 0.6133

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0405 BAM (High: 0.6744 / Low: 0.6339). On the other end, October was the most stable month, with a tight range of 0.0099 BAM (High: 0.6201 / Low: 0.6102).

March Spread (Volatile) ±0.0405

October Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0208 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.6545) against the same month in 2019 (average: 0.6399), the exchange rate shifted by +0.0145 (+2.27%).

2020 Avg (March) 0.6545

2019 Avg (March) 0.6399

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6577	0.6462	0.6518
February	0.6705	0.6541	0.6633
March	0.6744	0.6339	0.6545
April	0.6717	0.6607	0.6662
May	0.6711	0.6499	0.6639
June	0.6514	0.6365	0.6431
July	0.6463	0.6105	0.6327
August	0.6168	0.6060	0.6121
September	0.6216	0.6035	0.6136
October	0.6201	0.6102	0.6151
November	0.6212	0.6038	0.6116
December	0.6047	0.5895	0.5946