YEARLY HIGH
0.6640 BAM
YEARLY LOW
0.6275 BAM
YEARLY AVERAGE
0.6464 BAM

2019 XCD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the XCD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 0.6640. Conversely, the yearly low was recorded on January 13, dropping to 0.6275.

This high-to-low spread represents a total annual volatility of 0.0365 BAM. From a start-to-finish perspective, comparing the January average rate of 0.6335 to the December average rate of 0.6514, the exchange rate registered a net change of 2.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.6640 was up 3.25% compared to the 2018 peak of 0.6431, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,320 BAM
2018 Average 3,064 BAM
Yearly Trough Low 3,137 BAM
Transaction Impact: A difference of 182.32 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.6592
0.6311
JanuMarcMayJulySeptNove

XCD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6405, compared to 0.6522 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0116 points.

H1 Avg (Jan–Jun) 0.6405
H2 Avg (Jul–Dec) 0.6522

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0144 BAM (High: 0.6495 / Low: 0.6351). On the other end, May was the most stable month, with a tight range of 0.0059 BAM (High: 0.6499 / Low: 0.6440).

June Spread (Volatile) ±0.0144
May Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0059 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.6569) against the same month in 2018 (average: 0.6191), the exchange rate shifted by +0.0378 (+6.11%).

2019 Avg (September) 0.6569
2018 Avg (September) 0.6191

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6381 0.6275 0.6335
February 0.6423 0.6311 0.6375
March 0.6447 0.6353 0.6399
April 0.6503 0.6393 0.6440
May 0.6499 0.6440 0.6471
June 0.6495 0.6351 0.6412
July 0.6509 0.6405 0.6451
August 0.6554 0.6438 0.6503
September 0.6640 0.6501 0.6569
October 0.6619 0.6483 0.6548
November 0.6584 0.6480 0.6545
December 0.6576 0.6444 0.6514