YEARLY HIGH
0.7101 BAM
YEARLY LOW
0.6113 BAM
YEARLY AVERAGE
0.6420 BAM

2025 XCD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XCD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.7101. Conversely, the yearly low was recorded on September 17, dropping to 0.6113.

This high-to-low spread represents a total annual volatility of 0.0988 BAM. From a start-to-finish perspective, comparing the January average rate of 0.6991 to the December average rate of 0.6178, the exchange rate registered a net change of -11.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7101 was up 1.84% compared to the 2024 peak of 0.6973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,550 BAM
2024 Average 3,344 BAM
Yearly Trough Low 3,056 BAM
Transaction Impact: A difference of 493.81 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7073
0.6087
JanuMarcMayJulySeptNove

XCD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6636, compared to 0.6204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0432 points.

H1 Avg (Jan–Jun) 0.6636
H2 Avg (Jul–Dec) 0.6204

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0413 BAM (High: 0.6705 / Low: 0.6292). On the other end, November was the most stable month, with a tight range of 0.0074 BAM (High: 0.6299 / Low: 0.6225).

April Spread (Volatile) ±0.0413
November Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0251 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0251

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.6991) against the same month in 2024 (average: 0.6631), the exchange rate shifted by +0.0360 (+5.44%).

2025 Avg (January) 0.6991
2024 Avg (January) 0.6631

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7101 0.6884 0.6991
February 0.7085 0.6893 0.6952
March 0.6972 0.6626 0.6701
April 0.6705 0.6292 0.6468
May 0.6525 0.6357 0.6418
June 0.6415 0.6168 0.6284
July 0.6323 0.6128 0.6189
August 0.6339 0.6172 0.6214
September 0.6221 0.6113 0.6170
October 0.6265 0.6158 0.6216
November 0.6299 0.6225 0.6258
December 0.6234 0.6137 0.6178