2014 XCD to GEL Historical Review

YEARLY HIGH

0.6782 GEL

YEARLY LOW

0.6444 GEL

YEARLY AVERAGE

0.6517 GEL

2014 XCD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XCD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.6782. Conversely, the yearly low was recorded on August 25, dropping to 0.6444.

This high-to-low spread represents a total annual volatility of 0.0338 GEL. From a start-to-finish perspective, comparing the January average rate of 0.6526 to the December average rate of 0.6598, the exchange rate registered a net change of 1.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6782 was up 4.79% compared to the 2013 peak of 0.6472, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,391 GEL

2013 Average 3,081 GEL

Yearly Trough Low 3,222 GEL

Transaction Impact: A difference of 169.15 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6613

0.6439

JanuMarcMayJulySeptNove

XCD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6512, compared to 0.6521 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.6512

H2 Avg (Jul–Dec) 0.6521

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0248 GEL (High: 0.6782 / Low: 0.6534). On the other end, October was the most stable month, with a tight range of 0.0013 GEL (High: 0.6514 / Low: 0.6500).

December Spread (Volatile) ±0.0248

October Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0064 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.6598) against the same month in 2013 (average: 0.6414), the exchange rate shifted by +0.0184 (+2.87%).

2014 Avg (December) 0.6598

2013 Avg (December) 0.6414

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6579	0.6470	0.6526
February	0.6570	0.6444	0.6489
March	0.6503	0.6447	0.6478
April	0.6543	0.6493	0.6511
May	0.6550	0.6502	0.6527
June	0.6549	0.6526	0.6541
July	0.6543	0.6455	0.6517
August	0.6468	0.6444	0.6453
September	0.6507	0.6462	0.6487
October	0.6514	0.6500	0.6508
November	0.6694	0.6502	0.6565
December	0.6782	0.6534	0.6598