YEARLY HIGH
1.0102 GEL
YEARLY LOW
0.9676 GEL
YEARLY AVERAGE
0.9869 GEL

2026 XCD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XCD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 1.0102. Conversely, the yearly low was recorded on August 3, dropping to 0.9676.

This high-to-low spread represents a total annual volatility of 0.0426 GEL. From a start-to-finish perspective, comparing the January average rate of 0.9963 to the December average rate of 0.9682, the exchange rate registered a net change of -2.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.0102 was down 5.21% compared to the 2025 peak of 1.0657, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 5,051 GEL
2025 Average 5,067 GEL
Yearly Trough Low 4,838 GEL
Transaction Impact: A difference of 212.76 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.0056
0.9648
JanuMarcMayJuly

XCD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9923, compared to 0.9708 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0215 points.

H1 Avg (Jan–Jun) 0.9923
H2 Avg (Jul–Dec) 0.9708

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0185 GEL (High: 1.0102 / Low: 0.9917). On the other end, August was the most stable month, with a tight range of 0.0019 GEL (High: 0.9695 / Low: 0.9676).

March Spread (Volatile) ±0.0185
August Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0083 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 1.0022) against the same month in 2025 (average: 1.0279), the exchange rate shifted by -0.0257 (-2.50%).

2026 Avg (March) 1.0022
2025 Avg (March) 1.0279

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0009 0.9917 0.9963
February 0.9972 0.9880 0.9926
March 1.0102 0.9917 1.0022
April 0.9991 0.9917 0.9948
May 0.9917 0.9846 0.9865
June 0.9880 0.9769 0.9811
July 0.9787 0.9695 0.9734
August 0.9695 0.9676 0.9682