2020 XCD to GEL Historical Review

YEARLY HIGH

1.2803 GEL

YEARLY LOW

1.0287 GEL

YEARLY AVERAGE

1.1519 GEL

2020 XCD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 1.2803. Conversely, the yearly low was recorded on February 25, dropping to 1.0287.

This high-to-low spread represents a total annual volatility of 0.2516 GEL. From a start-to-finish perspective, comparing the January average rate of 1.0648 to the December average rate of 1.2189, the exchange rate registered a net change of 14.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2803 was up 15.72% compared to the 2019 peak of 1.1064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 6,401 GEL

2019 Average 5,211 GEL

Yearly Trough Low 5,143 GEL

Transaction Impact: A difference of 1,258.07 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2453

1.0344

JanuMarcMayJulySeptNove

XCD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1211, compared to 1.1828 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0618 points.

H1 Avg (Jan–Jun) 1.1211

H2 Avg (Jul–Dec) 1.1828

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2498 GEL (High: 1.2803 / Low: 1.0305). On the other end, August was the most stable month, with a tight range of 0.0085 GEL (High: 1.1500 / Low: 1.1415).

March Spread (Volatile) ±0.2498

August Spread (Stable) ±0.0085

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0547 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0547

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.1162) against the same month in 2019 (average: 0.9923), the exchange rate shifted by +0.1239 (+12.48%).

2020 Avg (March) 1.1162

2019 Avg (March) 0.9923

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0712	1.0546	1.0648
February	1.0694	1.0287	1.0520
March	1.2803	1.0305	1.1162
April	1.2155	1.1619	1.1777
May	1.1915	1.1785	1.1852
June	1.1804	1.0916	1.1305
July	1.1452	1.1304	1.1370
August	1.1500	1.1415	1.1438
September	1.2396	1.1378	1.1762
October	1.2118	1.1859	1.1933
November	1.2655	1.1989	1.2277
December	1.2303	1.2108	1.2189