2021 XCD to GEL Historical Review

YEARLY HIGH

1.2803 GEL

YEARLY LOW

1.1360 GEL

YEARLY AVERAGE

1.1906 GEL

2021 XCD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 30, valuing the pair at 1.2803. Conversely, the yearly low was recorded on December 26, dropping to 1.1360.

This high-to-low spread represents a total annual volatility of 0.1443 GEL. From a start-to-finish perspective, comparing the January average rate of 1.2222 to the December average rate of 1.1460, the exchange rate registered a net change of -6.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2803 was up 0.00% compared to the 2020 peak of 1.2803, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 6,401 GEL

2020 Average 5,761 GEL

Yearly Trough Low 5,680 GEL

Transaction Impact: A difference of 721.54 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2835

1.1335

JanuMarcMayJulySeptNove

XCD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2282, compared to 1.1530 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0752 points.

H1 Avg (Jan–Jun) 1.2282

H2 Avg (Jul–Dec) 1.1530

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0740 GEL (High: 1.2803 / Low: 1.2063). On the other end, September was the most stable month, with a tight range of 0.0046 GEL (High: 1.1517 / Low: 1.1471).

May Spread (Volatile) ±0.0740

September Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0812 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0812

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.2710) against the same month in 2020 (average: 1.1777), the exchange rate shifted by +0.0933 (+7.92%).

2021 Avg (April) 1.2710

2020 Avg (April) 1.1777

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2266	1.2138	1.2222
February	1.2337	1.2192	1.2263
March	1.2618	1.2285	1.2346
April	1.2803	1.2590	1.2710
May	1.2803	1.2063	1.2483
June	1.2063	1.1489	1.1671
July	1.1711	1.1377	1.1550
August	1.1545	1.1375	1.1473
September	1.1517	1.1471	1.1499
October	1.1656	1.1508	1.1593
November	1.1711	1.1452	1.1605
December	1.1563	1.1360	1.1460