2020 XCD to KES Historical Review

YEARLY HIGH

41.2943 KES

YEARLY LOW

37.1316 KES

YEARLY AVERAGE

39.3960 KES

2020 XCD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 41.2943. Conversely, the yearly low was recorded on February 1, dropping to 37.1316.

This high-to-low spread represents a total annual volatility of 4.1627 KES. From a start-to-finish perspective, comparing the January average rate of 37.4057 to the December average rate of 40.8878, the exchange rate registered a net change of 9.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.2943 was up 7.10% compared to the 2019 peak of 38.5578, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 206,472 KES

2019 Average 188,704 KES

Yearly Trough Low 185,658 KES

Transaction Impact: A difference of 20,813.68 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

41.2455

36.9529

JanuMarcMayJulySeptNove

XCD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.5601, compared to 40.2319 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6717 points.

H1 Avg (Jan–Jun) 38.5601

H2 Avg (Jul–Dec) 40.2319

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.9410 KES (High: 39.3702 / Low: 37.4291). On the other end, September was the most stable month, with a tight range of 0.1332 KES (High: 40.1991 / Low: 40.0659).

March Spread (Volatile) ±1.9410

September Spread (Stable) ±0.1332

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1141 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1141

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 40.8878) against the same month in 2019 (average: 37.5327), the exchange rate shifted by +3.3551 (+8.94%).

2020 Avg (December) 40.8878

2019 Avg (December) 37.5327

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.6464	37.1316	37.4057
February	37.4423	37.1316	37.3107
March	39.3702	37.4291	38.4037
April	39.7039	38.9262	39.3893
May	39.7032	39.0737	39.4828
June	39.5182	39.2592	39.3687
July	39.9660	39.3887	39.7119
August	40.1510	39.8698	40.0090
September	40.1991	40.0659	40.1247
October	40.2768	40.1251	40.2031
November	40.7393	40.2287	40.4548
December	41.2943	40.2396	40.8878