2012 XCD to NZD Historical Review

YEARLY HIGH

0.4939 NZD

YEARLY LOW

0.4372 NZD

YEARLY AVERAGE

0.4571 NZD

2012 XCD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XCD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.4939. Conversely, the yearly low was recorded on December 16, dropping to 0.4372.

This high-to-low spread represents a total annual volatility of 0.0567 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4632 to the December average rate of 0.4460, the exchange rate registered a net change of -3.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4939 was down 4.18% compared to the 2011 peak of 0.5154, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,469 NZD

2011 Average 2,348 NZD

Yearly Trough Low 2,186 NZD

Transaction Impact: A difference of 283.30 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4821

0.4407

JanuMarcMayJulySeptNove

XCD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4609, compared to 0.4533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0076 points.

H1 Avg (Jan–Jun) 0.4609

H2 Avg (Jul–Dec) 0.4533

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0400 NZD (High: 0.4939 / Low: 0.4539). On the other end, February was the most stable month, with a tight range of 0.0071 NZD (High: 0.4480 / Low: 0.4409).

May Spread (Volatile) ±0.0400

February Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0191 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0191

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.4786) against the same month in 2011 (average: 0.4660), the exchange rate shifted by +0.0127 (+2.72%).

2012 Avg (May) 0.4786

2011 Avg (May) 0.4660

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4779	0.4481	0.4632
February	0.4480	0.4409	0.4441
March	0.4582	0.4428	0.4514
April	0.4563	0.4480	0.4525
May	0.4939	0.4539	0.4786
June	0.4928	0.4626	0.4757
July	0.4700	0.4529	0.4615
August	0.4631	0.4512	0.4566
September	0.4659	0.4454	0.4520
October	0.4558	0.4463	0.4518
November	0.4570	0.4472	0.4519
December	0.4524	0.4372	0.4460