2016 XCD to NZD Historical Review

YEARLY HIGH

0.5786 NZD

YEARLY LOW

0.4971 NZD

YEARLY AVERAGE

0.5317 NZD

2016 XCD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the XCD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.5786. Conversely, the yearly low was recorded on September 7, dropping to 0.4971.

This high-to-low spread represents a total annual volatility of 0.0815 NZD. From a start-to-finish perspective, comparing the January average rate of 0.5658 to the December average rate of 0.5270, the exchange rate registered a net change of -6.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.5786 was down 2.07% compared to the 2015 peak of 0.5908, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,893 NZD

2015 Average 2,655 NZD

Yearly Trough Low 2,486 NZD

Transaction Impact: A difference of 407.27 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.5717

0.5014

JanuMarcMayJulySeptNove

XCD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5465, compared to 0.5169 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0296 points.

H1 Avg (Jan–Jun) 0.5465

H2 Avg (Jul–Dec) 0.5169

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0381 NZD (High: 0.5786 / Low: 0.5405). On the other end, August was the most stable month, with a tight range of 0.0140 NZD (High: 0.5204 / Low: 0.5064).

January Spread (Volatile) ±0.0381

August Spread (Stable) ±0.0140

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0193 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0193

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.5658) against the same month in 2015 (average: 0.4852), the exchange rate shifted by +0.0806 (+16.62%).

2016 Avg (January) 0.5658

2015 Avg (January) 0.4852

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5786	0.5405	0.5658
February	0.5679	0.5504	0.5579
March	0.5602	0.5351	0.5487
April	0.5458	0.5252	0.5371
May	0.5530	0.5264	0.5445
June	0.5437	0.5114	0.5252
July	0.5309	0.5063	0.5185
August	0.5204	0.5064	0.5128
September	0.5122	0.4971	0.5072
October	0.5263	0.5080	0.5173
November	0.5298	0.5029	0.5187
December	0.5381	0.5136	0.5270