2015 XCD to NZD Historical Review

YEARLY HIGH

0.5908 NZD

YEARLY LOW

0.4717 NZD

YEARLY AVERAGE

0.5309 NZD

2015 XCD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the XCD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 0.5908. Conversely, the yearly low was recorded on January 11, dropping to 0.4717.

This high-to-low spread represents a total annual volatility of 0.1191 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4852 to the December average rate of 0.5481, the exchange rate registered a net change of 12.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5908 was up 22.21% compared to the 2014 peak of 0.4834, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,954 NZD

2014 Average 2,233 NZD

Yearly Trough Low 2,358 NZD

Transaction Impact: A difference of 595.74 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5941

0.4753

JanuMarcMayJulySeptNove

XCD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4997, compared to 0.5621 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0624 points.

H1 Avg (Jan–Jun) 0.4997

H2 Avg (Jul–Dec) 0.5621

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0385 NZD (High: 0.5101 / Low: 0.4717). On the other end, September was the most stable month, with a tight range of 0.0122 NZD (High: 0.5908 / Low: 0.5786).

January Spread (Volatile) ±0.0385

September Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0305 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0305

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.5842) against the same month in 2014 (average: 0.4553), the exchange rate shifted by +0.1289 (+28.32%).

2015 Avg (September) 0.5842

2014 Avg (September) 0.4553

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5101	0.4717	0.4852
February	0.5102	0.4895	0.4969
March	0.5085	0.4827	0.4957
April	0.4969	0.4788	0.4878
May	0.5221	0.4911	0.5018
June	0.5460	0.5159	0.5310
July	0.5680	0.5480	0.5575
August	0.5824	0.5538	0.5650
September	0.5908	0.5786	0.5842
October	0.5781	0.5412	0.5537
November	0.5722	0.5467	0.5643
December	0.5576	0.5390	0.5481