2020 XCD to NZD Historical Review

YEARLY HIGH

0.6577 NZD

YEARLY LOW

0.5129 NZD

YEARLY AVERAGE

0.5703 NZD

2020 XCD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.6577. Conversely, the yearly low was recorded on December 30, dropping to 0.5129.

This high-to-low spread represents a total annual volatility of 0.1448 NZD. From a start-to-finish perspective, comparing the January average rate of 0.5597 to the December average rate of 0.5214, the exchange rate registered a net change of -6.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6577 was up 10.97% compared to the 2019 peak of 0.5927, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,289 NZD

2019 Average 2,809 NZD

Yearly Trough Low 2,564 NZD

Transaction Impact: A difference of 724.05 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6253

0.5120

JanuMarcMayJulySeptNove

XCD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5916, compared to 0.5491 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0425 points.

H1 Avg (Jan–Jun) 0.5916

H2 Avg (Jul–Dec) 0.5491

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0753 NZD (High: 0.6577 / Low: 0.5824). On the other end, October was the most stable month, with a tight range of 0.0108 NZD (High: 0.5630 / Low: 0.5522).

March Spread (Volatile) ±0.0753

October Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0339 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0339

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.6129) against the same month in 2019 (average: 0.5414), the exchange rate shifted by +0.0715 (+13.20%).

2020 Avg (March) 0.6129

2019 Avg (March) 0.5414

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5725	0.5494	0.5597
February	0.5921	0.5699	0.5790
March	0.6577	0.5824	0.6129
April	0.6322	0.6026	0.6158
May	0.6236	0.5965	0.6079
June	0.5891	0.5635	0.5740
July	0.5712	0.5527	0.5617
August	0.5669	0.5487	0.5603
September	0.5656	0.5467	0.5551
October	0.5630	0.5522	0.5574
November	0.5608	0.5260	0.5386
December	0.5273	0.5129	0.5214