2020 XDR to BIF Historical Review

YEARLY HIGH

2809.3255 BIF

YEARLY LOW

2546.7642 BIF

YEARLY AVERAGE

2666.9279 BIF

2020 XDR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 2809.3255. Conversely, the yearly low was recorded on March 23, dropping to 2546.7642.

This high-to-low spread represents a total annual volatility of 262.5614 BIF. From a start-to-finish perspective, comparing the January average rate of 2600.8913 to the December average rate of 2794.2819, the exchange rate registered a net change of 7.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2809.3255 was up 7.85% compared to the 2019 peak of 2604.8715, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 14,046,628 BIF

2019 Average 12,744,328 BIF

Yearly Trough Low 12,733,821 BIF

Transaction Impact: A difference of 1,312,806.82 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2815.1709

2564.5020

JanuMarcMayJulySeptNove

XDR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2599.2218, compared to 2734.6340 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 135.4122 points.

H1 Avg (Jan–Jun) 2599.2218

H2 Avg (Jul–Dec) 2734.6340

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 99.4078 BIF (High: 2646.1719 / Low: 2546.7642). On the other end, January was the most stable month, with a tight range of 15.0390 BIF (High: 2606.6982 / Low: 2591.6592).

March Spread (Volatile) ±99.4078

January Spread (Stable) ±15.0390

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 15.5001 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -15.5001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2794.2819) against the same month in 2019 (average: 2588.8869), the exchange rate shifted by +205.3950 (+7.93%).

2020 Avg (December) 2794.2819

2019 Avg (December) 2588.8869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2606.6982	2591.6592	2600.8913
February	2602.9336	2571.2486	2585.3911
March	2646.1719	2546.7642	2595.2871
April	2602.4049	2566.5686	2585.8842
May	2612.2029	2578.4890	2596.4664
June	2648.9363	2606.5669	2631.4109
July	2717.3377	2635.3079	2673.6164
August	2737.0843	2711.0352	2722.4818
September	2742.6485	2710.1983	2727.8577
October	2741.5747	2721.7202	2733.4570
November	2772.3625	2731.7117	2756.1095
December	2809.3255	2775.5150	2794.2819