YEARLY HIGH
2858.7597 BIF
YEARLY LOW
2761.1587 BIF
YEARLY AVERAGE
2812.9723 BIF

2021 XDR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 2858.7597. Conversely, the yearly low was recorded on April 5, dropping to 2761.1587.

This high-to-low spread represents a total annual volatility of 97.6010 BIF. From a start-to-finish perspective, comparing the January average rate of 2806.3525 to the December average rate of 2800.0504, the exchange rate registered a net change of -0.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2858.7597 was up 1.76% compared to the 2020 peak of 2809.3255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 14,293,798 BIF
2020 Average 13,336,409 BIF
Yearly Trough Low 13,805,794 BIF
Transaction Impact: A difference of 488,004.79 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2845.5370
2786.1470
JanuMarcMayJulySeptNove

XDR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2812.4499, compared to 2813.4947 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0448 points.

H1 Avg (Jan–Jun) 2812.4499
H2 Avg (Jul–Dec) 2813.4947

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 61.9980 BIF (High: 2823.1568 / Low: 2761.1587). On the other end, July was the most stable month, with a tight range of 14.3250 BIF (High: 2829.3075 / Low: 2814.9825).

April Spread (Volatile) ±61.9980
July Spread (Stable) ±14.3250

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 19.0274 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -19.0274

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 2840.5878) against the same month in 2020 (average: 2631.4109), the exchange rate shifted by +209.1769 (+7.95%).

2021 Avg (June) 2840.5878
2020 Avg (June) 2631.4109

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2824.3988 2789.9670 2806.3525
February 2826.8582 2793.1753 2809.0220
March 2810.7582 2771.7473 2792.2936
April 2823.1568 2761.1587 2791.0962
May 2854.5934 2799.6694 2835.3473
June 2858.7597 2823.0684 2840.5878
July 2829.3075 2814.9825 2821.5604
August 2835.9713 2809.1487 2819.3603
September 2840.7149 2803.9892 2825.0433
October 2834.5652 2801.0315 2814.5114
November 2823.8700 2786.0428 2800.4426
December 2808.7249 2789.4781 2800.0504