2025 XDR to BIF Historical Review

YEARLY HIGH

4328.6144 BIF

YEARLY LOW

3783.9900 BIF

YEARLY AVERAGE

4103.6673 BIF

2025 XDR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 4328.6144. Conversely, the yearly low was recorded on January 21, dropping to 3783.9900.

This high-to-low spread represents a total annual volatility of 544.6244 BIF. From a start-to-finish perspective, comparing the January average rate of 3835.6565 to the December average rate of 4248.5048, the exchange rate registered a net change of 10.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4328.6144 was up 9.64% compared to the 2024 peak of 3947.9394, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 21,643,072 BIF

2024 Average 19,151,154 BIF

Yearly Trough Low 18,919,950 BIF

Transaction Impact: A difference of 2,723,121.86 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4310.2939

3792.5076

JanuMarcMayJulySeptNove

XDR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3984.4605, compared to 4222.8741 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 238.4136 points.

H1 Avg (Jan–Jun) 3984.4605

H2 Avg (Jul–Dec) 4222.8741

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 371.0556 BIF (High: 4299.4194 / Low: 3928.3638). On the other end, December was the most stable month, with a tight range of 74.6980 BIF (High: 4280.2545 / Low: 4205.5565).

July Spread (Volatile) ±371.0556

December Spread (Stable) ±74.6980

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 54.1008 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -54.1008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 4267.1450) against the same month in 2024 (average: 3904.1508), the exchange rate shifted by +362.9943 (+9.30%).

2025 Avg (September) 4267.1450

2024 Avg (September) 3904.1508

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3872.1808	3783.9900	3835.6565
February	3888.5340	3807.8176	3862.8985
March	3971.6488	3851.6379	3917.4182
April	4188.0335	3888.4229	4051.9354
May	4158.8121	3890.3801	4078.3533
June	4267.2548	3927.2964	4160.5008
July	4299.4194	3928.3638	4199.9023
August	4267.4741	4172.6168	4238.6997
September	4328.6144	4208.4339	4267.1450
October	4251.9205	4174.9351	4213.0442
November	4216.8598	4021.9718	4169.9485
December	4280.2545	4205.5565	4248.5048