2026 XDR to BIF Historical Review

YEARLY HIGH

4352.6785 BIF

YEARLY LOW

4044.1646 BIF

YEARLY AVERAGE

4230.0770 BIF

2026 XDR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 4352.6785. Conversely, the yearly low was recorded on March 9, dropping to 4044.1646.

This high-to-low spread represents a total annual volatility of 308.5139 BIF. From a start-to-finish perspective, comparing the January average rate of 4255.1523 to the December average rate of 4206.8636, the exchange rate registered a net change of -1.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4352.6785 was up 0.56% compared to the 2025 peak of 4328.6144, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 21,763,392 BIF

2025 Average 20,525,014 BIF

Yearly Trough Low 20,220,823 BIF

Transaction Impact: A difference of 1,542,569.37 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4307.9264

4159.5735

JanuMarcMayJuly

XDR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4243.6360, compared to 4189.4000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 54.2360 points.

H1 Avg (Jan–Jun) 4243.6360

H2 Avg (Jul–Dec) 4189.4000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 248.2591 BIF (High: 4292.4237 / Low: 4044.1646). On the other end, July was the most stable month, with a tight range of 23.6305 BIF (High: 4183.9083 / Low: 4160.2778).

March Spread (Volatile) ±248.2591

July Spread (Stable) ±23.6305

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 94.7714 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -94.7714

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 4255.1523) against the same month in 2025 (average: 3835.6565), the exchange rate shifted by +419.4958 (+10.94%).

2026 Avg (January) 4255.1523

2025 Avg (January) 3835.6565

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4352.6785	4212.7838	4255.1523
February	4339.4200	4273.8246	4295.5637
March	4292.4237	4044.1646	4200.7923
April	4298.9465	4175.2511	4256.4715
May	4278.1364	4239.6189	4252.5821
June	4253.7130	4055.4200	4201.2537
July	4183.9083	4160.2778	4171.9363
August	4236.0197	4183.8717	4206.8636