2012 XDR to GHS Historical Review

YEARLY HIGH

2.9693 GHS

YEARLY LOW

2.5132 GHS

YEARLY AVERAGE

2.8335 GHS

2012 XDR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XDR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 2.9693. Conversely, the yearly low was recorded on January 5, dropping to 2.5132.

This high-to-low spread represents a total annual volatility of 0.4562 GHS. From a start-to-finish perspective, comparing the January average rate of 2.5951 to the December average rate of 2.9172, the exchange rate registered a net change of 12.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.9693 was up 14.59% compared to the 2011 peak of 2.5913, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 14,847 GHS

2011 Average 12,194 GHS

Yearly Trough Low 12,566 GHS

Transaction Impact: A difference of 2,280.87 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.9765

2.5604

JanuMarcMayJulySeptNove

XDR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7455, compared to 2.9215 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1759 points.

H1 Avg (Jan–Jun) 2.7455

H2 Avg (Jul–Dec) 2.9215

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.1657 GHS (High: 2.7584 / Low: 2.5927). On the other end, December was the most stable month, with a tight range of 0.0380 GHS (High: 2.9339 / Low: 2.8960).

March Spread (Volatile) ±0.1657

December Spread (Stable) ±0.0380

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0247 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 2.9327) against the same month in 2011 (average: 2.4541), the exchange rate shifted by +0.4785 (+19.50%).

2012 Avg (September) 2.9327

2011 Avg (September) 2.4541

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6785	2.5132	2.5951
February	2.6926	2.5926	2.6216
March	2.7584	2.5927	2.6803
April	2.8755	2.7277	2.7884
May	2.9209	2.8455	2.8825
June	2.9409	2.8410	2.9053
July	2.9653	2.9144	2.9414
August	2.9665	2.9164	2.9418
September	2.9693	2.9048	2.9327
October	2.9385	2.8793	2.9080
November	2.9269	2.8639	2.8877
December	2.9339	2.8960	2.9172