YEARLY HIGH
16.8240 GHS
YEARLY LOW
15.0515 GHS
YEARLY AVERAGE
15.8274 GHS

2026 XDR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 16.8240. Conversely, the yearly low was recorded on January 3, dropping to 15.0515.

This high-to-low spread represents a total annual volatility of 1.7726 GHS. From a start-to-finish perspective, comparing the January average rate of 15.4835 to the December average rate of 16.4923, the exchange rate registered a net change of 6.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 16.8240 was down 22.58% compared to the 2025 peak of 21.7305, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 84,120 GHS
2025 Average 87,427 GHS
Yearly Trough Low 75,257 GHS
Transaction Impact: A difference of 8,862.76 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

16.6012
15.2945
JanuMarcMayJuly

XDR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.6699, compared to 16.2998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6299 points.

H1 Avg (Jan–Jun) 15.6699
H2 Avg (Jul–Dec) 16.2998

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 1.5738 GHS (High: 16.8240 / Low: 15.2503). On the other end, August was the most stable month, with a tight range of 0.0599 GHS (High: 16.5171 / Low: 16.4572).

June Spread (Volatile) ±1.5738
August Spread (Stable) ±0.0599

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4492 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4492

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 16.0458) against the same month in 2025 (average: 14.4601), the exchange rate shifted by +1.5856 (+10.97%).

2026 Avg (June) 16.0458
2025 Avg (June) 14.4601

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.0608 15.0515 15.4835
February 16.0592 15.3861 15.8526
March 15.5808 15.2125 15.4034
April 15.9766 15.4707 15.8181
May 16.1005 15.2495 15.4159
June 16.8240 15.2503 16.0458
July 16.3460 15.8336 16.1073
August 16.5171 16.4572 16.4923