YEARLY HIGH
21.7305 GHS
YEARLY LOW
13.6196 GHS
YEARLY AVERAGE
17.5024 GHS

2025 XDR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 21.7305. Conversely, the yearly low was recorded on June 11, dropping to 13.6196.

This high-to-low spread represents a total annual volatility of 8.1109 GHS. From a start-to-finish perspective, comparing the January average rate of 19.4279 to the December average rate of 16.2789, the exchange rate registered a net change of -16.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 21.7305 was down 0.72% compared to the 2024 peak of 21.8876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 108,653 GHS
2024 Average 96,147 GHS
Yearly Trough Low 68,098 GHS
Transaction Impact: A difference of 40,554.35 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

21.7483
13.7976
JanuMarcMayJulySeptNove

XDR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.0775, compared to 15.9274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.1501 points.

H1 Avg (Jan–Jun) 19.0775
H2 Avg (Jul–Dec) 15.9274

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 7.3017 GHS (High: 21.2586 / Low: 13.9569). On the other end, February was the most stable month, with a tight range of 0.3588 GHS (High: 20.3727 / Low: 20.0139).

May Spread (Volatile) ±7.3017
February Spread (Stable) ±0.3588

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 4.2547 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.2547

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 21.0857) against the same month in 2024 (average: 17.7519), the exchange rate shifted by +3.3338 (+18.78%).

2025 Avg (April) 21.0857
2024 Avg (April) 17.7519

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.0261 19.1123 19.4279
February 20.3727 20.0139 20.2219
March 20.7758 20.2906 20.5544
April 21.7305 20.1745 21.0857
May 21.2586 13.9569 18.7148
June 14.8683 13.6196 14.4601
July 15.1465 13.7144 14.7618
August 16.0026 14.7345 15.3881
September 17.8318 14.9945 16.9779
October 18.1270 15.2932 16.5731
November 16.0775 14.9210 15.5847
December 16.5845 15.1203 16.2789