2020 XDR to INR Historical Review

YEARLY HIGH

106.6915 INR

YEARLY LOW

97.5863 INR

YEARLY AVERAGE

103.2500 INR

2020 XDR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 106.6915. Conversely, the yearly low was recorded on February 17, dropping to 97.5863.

This high-to-low spread represents a total annual volatility of 9.1052 INR. From a start-to-finish perspective, comparing the January average rate of 98.3512 to the December average rate of 105.9603, the exchange rate registered a net change of 7.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 106.6915 was up 6.43% compared to the 2019 peak of 100.2416, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 533,458 INR

2019 Average 487,182 INR

Yearly Trough Low 487,931 INR

Transaction Impact: A difference of 45,526.25 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

106.7539

97.2307

JanuMarcMayJulySeptNove

XDR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 101.7335, compared to 104.7665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.0330 points.

H1 Avg (Jan–Jun) 101.7335

H2 Avg (Jul–Dec) 104.7665

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.8660 INR (High: 103.8782 / Low: 99.0121). On the other end, September was the most stable month, with a tight range of 0.8941 INR (High: 104.2890 / Low: 103.3948).

March Spread (Volatile) ±4.8660

September Spread (Stable) ±0.8941

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.4353 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.4353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 105.9603) against the same month in 2019 (average: 98.1485), the exchange rate shifted by +7.8119 (+7.96%).

2020 Avg (December) 105.9603

2019 Avg (December) 98.1485

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	99.5558	97.6224	98.3512
February	99.0121	97.5863	98.0243
March	103.8782	99.0121	102.2539
April	104.9534	102.7114	103.9583
May	104.0052	102.6025	103.2820
June	105.5630	103.0828	104.5311
July	105.6342	102.8624	104.0798
August	106.2488	103.4935	105.2812
September	104.2890	103.3948	103.8460
October	105.3526	103.0913	103.9321
November	106.2324	104.7606	105.4994
December	106.6915	105.0105	105.9603