YEARLY HIGH
136.9184 INR
YEARLY LOW
128.6627 INR
YEARLY AVERAGE
133.2527 INR

2026 XDR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 27, valuing the pair at 136.9184. Conversely, the yearly low was recorded on January 8, dropping to 128.6627.

This high-to-low spread represents a total annual volatility of 8.2557 INR. From a start-to-finish perspective, comparing the January average rate of 130.5469 to the December average rate of 135.4565, the exchange rate registered a net change of 3.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 136.9184 was up 4.50% compared to the 2025 peak of 131.0168, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 684,592 INR
2025 Average 605,059 INR
Yearly Trough Low 643,314 INR
Transaction Impact: A difference of 41,278.40 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

136.8516
129.9737
JanuFebrMarcApriMayJune

XDR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 133.2527, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 133.2527 points.

H1 Avg (Jan–Jun) 133.2527
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 6.6500 INR (High: 135.3127 / Low: 128.6627). On the other end, May was the most stable month, with a tight range of 1.1457 INR (High: 136.9184 / Low: 135.7727).

January Spread (Volatile) ±6.6500
May Spread (Stable) ±1.1457

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8219 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.8219

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 136.2784) against the same month in 2025 (average: 117.7225), the exchange rate shifted by +18.5559 (+15.76%).

2026 Avg (May) 136.2784
2025 Avg (May) 117.7225

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 135.3127 128.6627 130.5469
February 133.2514 130.6829 131.6103
March 134.2180 129.4922 131.8802
April 136.2282 130.3082 133.7441
May 136.9184 135.7727 136.2784
June 136.4985 134.6687 135.4565