2021 XDR to INR Historical Review

YEARLY HIGH

108.1665 INR

YEARLY LOW

102.9128 INR

YEARLY AVERAGE

105.3197 INR

2021 XDR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 108.1665. Conversely, the yearly low was recorded on March 26, dropping to 102.9128.

This high-to-low spread represents a total annual volatility of 5.2538 INR. From a start-to-finish perspective, comparing the January average rate of 105.3950 to the December average rate of 105.7009, the exchange rate registered a net change of 0.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 108.1665 was up 1.38% compared to the 2020 peak of 106.6915, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 540,833 INR

2020 Average 516,327 INR

Yearly Trough Low 514,564 INR

Transaction Impact: A difference of 26,268.93 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

106.6365

103.7015

JanuMarcMayJulySeptNove

XDR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 105.2809, compared to 105.3585 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0776 points.

H1 Avg (Jan–Jun) 105.2809

H2 Avg (Jul–Dec) 105.3585

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 4.3487 INR (High: 108.1665 / Low: 103.8179). On the other end, July was the most stable month, with a tight range of 1.0672 INR (High: 106.6217 / Low: 105.5545).

April Spread (Volatile) ±4.3487

July Spread (Stable) ±1.0672

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.2032 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.2032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 106.3919) against the same month in 2020 (average: 103.9583), the exchange rate shifted by +2.4336 (+2.34%).

2021 Avg (April) 106.3919

2020 Avg (April) 103.9583

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	106.2206	104.9569	105.3950
February	106.3585	104.2981	104.8783
March	105.5960	102.9128	103.9461
April	108.1665	103.8179	106.3919
May	106.4754	104.5541	105.3872
June	106.3446	104.7674	105.6869
July	106.6217	105.5545	106.0969
August	106.2283	103.6560	105.3294
September	105.2087	103.6391	104.5514
October	106.4355	104.5890	105.8378
November	105.7511	104.0724	104.6345
December	106.8549	104.4173	105.7009