2025 XDR to INR Historical Review

YEARLY HIGH

131.0168 INR

YEARLY LOW

111.1546 INR

YEARLY AVERAGE

120.9707 INR

2025 XDR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 131.0168. Conversely, the yearly low was recorded on January 6, dropping to 111.1546.

This high-to-low spread represents a total annual volatility of 19.8622 INR. From a start-to-finish perspective, comparing the January average rate of 112.1592 to the December average rate of 129.2500, the exchange rate registered a net change of 15.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 131.0168 was up 15.17% compared to the 2024 peak of 113.7569, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 655,084 INR

2024 Average 555,569 INR

Yearly Trough Low 555,773 INR

Transaction Impact: A difference of 99,311.21 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

130.9590

110.4501

JanuMarcMayJulySeptNove

XDR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 116.0600, compared to 125.8815 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.8215 points.

H1 Avg (Jan–Jun) 116.0600

H2 Avg (Jul–Dec) 125.8815

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 13.2291 INR (High: 126.4340 / Low: 113.2049). On the other end, September was the most stable month, with a tight range of 2.2836 INR (High: 128.2194 / Low: 125.9358).

July Spread (Volatile) ±13.2291

September Spread (Stable) ±2.2836

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.8161 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.8161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 129.2500) against the same month in 2024 (average: 111.4949), the exchange rate shifted by +17.7550 (+15.92%).

2025 Avg (December) 129.2500

2024 Avg (December) 111.4949

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	113.4536	111.1546	112.1592
February	114.8956	111.5152	113.7486
March	116.5231	113.0865	114.8119
April	120.0528	113.3713	117.1010
May	119.4634	113.4223	117.7225
June	123.2062	113.2916	120.8166
July	126.4340	113.2049	122.1326
August	126.3226	123.9544	125.0607
September	128.2194	125.9358	126.9880
October	127.8440	124.8906	126.1718
November	127.1783	120.8965	125.6858
December	131.0168	127.5210	129.2500