2014 XDR to NGN Historical Review

YEARLY HIGH

269.0541 NGN

YEARLY LOW

242.3409 NGN

YEARLY AVERAGE

250.7896 NGN

2014 XDR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XDR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 269.0541. Conversely, the yearly low was recorded on October 3, dropping to 242.3409.

This high-to-low spread represents a total annual volatility of 26.7132 NGN. From a start-to-finish perspective, comparing the January average rate of 245.8718 to the December average rate of 264.9340, the exchange rate registered a net change of 7.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 269.0541 was up 8.32% compared to the 2013 peak of 248.3781, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 1,345,270 NGN

2013 Average 1,210,053 NGN

Yearly Trough Low 1,211,705 NGN

Transaction Impact: A difference of 133,565.76 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

266.9686

242.5540

JanuMarcMayJulySeptNove

XDR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 250.9682, compared to 250.6111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3572 points.

H1 Avg (Jan–Jun) 250.9682

H2 Avg (Jul–Dec) 250.6111

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 17.8737 NGN (High: 261.2157 / Low: 243.3420). On the other end, June was the most stable month, with a tight range of 2.3510 NGN (High: 252.3476 / Low: 249.9965).

November Spread (Volatile) ±17.8737

June Spread (Stable) ±2.3510

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.8757 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.8757

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 264.9340) against the same month in 2013 (average: 244.8076), the exchange rate shifted by +20.1264 (+8.22%).

2014 Avg (December) 264.9340

2013 Avg (December) 244.8076

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	250.5464	243.5340	245.8718
February	256.1253	249.1300	252.3341
March	256.0824	253.3905	254.9801
April	254.6757	249.1585	251.1044
May	251.9123	246.7639	250.1429
June	252.3476	249.9965	251.3762
July	252.1853	247.9334	250.1444
August	249.2790	245.9072	247.3114
September	246.5969	242.9657	244.5885
October	246.9783	242.3409	244.8486
November	261.2157	243.3420	251.8396
December	269.0541	262.6618	264.9340