2026 XDR to NGN Historical Review

YEARLY HIGH

2081.5695 NGN

YEARLY LOW

1848.2933 NGN

YEARLY AVERAGE

1956.1717 NGN

2026 XDR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2081.5695. Conversely, the yearly low was recorded on June 20, dropping to 1848.2933.

This high-to-low spread represents a total annual volatility of 233.2761 NGN. From a start-to-finish perspective, comparing the January average rate of 2041.4241 to the December average rate of 1925.7784, the exchange rate registered a net change of -5.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2081.5695 was down 7.99% compared to the 2025 peak of 2262.3842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 10,407,847 NGN

2025 Average 10,561,659 NGN

Yearly Trough Low 9,241,467 NGN

Transaction Impact: A difference of 1,166,380.65 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2053.3380

1910.3722

JanuMarcMayJuly

XDR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1966.8849, compared to 1924.0322 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 42.8527 points.

H1 Avg (Jan–Jun) 1966.8849

H2 Avg (Jul–Dec) 1924.0322

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 111.9444 NGN (High: 1960.2377 / Low: 1848.2933). On the other end, August was the most stable month, with a tight range of 6.0297 NGN (High: 1928.7817 / Low: 1922.7520).

June Spread (Volatile) ±111.9444

August Spread (Stable) ±6.0297

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 72.3761 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -72.3761

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2041.4241) against the same month in 2025 (average: 2018.0438), the exchange rate shifted by +23.3803 (+1.16%).

2026 Avg (January) 2041.4241

2025 Avg (January) 2018.0438

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2081.5695	2015.1710	2041.4241
February	2024.1118	1936.0930	1969.0480
March	1989.9293	1909.3955	1954.1273
April	1972.8546	1936.2049	1949.8755
May	1978.0343	1957.4852	1962.4032
June	1960.2377	1848.2933	1924.4312
July	1938.1039	1896.8023	1922.2860
August	1928.7817	1922.7520	1925.7784