2025 XDR to NGN Historical Review

YEARLY HIGH

2262.3842 NGN

YEARLY LOW

1945.2373 NGN

YEARLY AVERAGE

2111.7136 NGN

2025 XDR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 2262.3842. Conversely, the yearly low was recorded on February 8, dropping to 1945.2373.

This high-to-low spread represents a total annual volatility of 317.1469 NGN. From a start-to-finish perspective, comparing the January average rate of 2018.0438 to the December average rate of 2085.7945, the exchange rate registered a net change of 3.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2262.3842 was down 0.11% compared to the 2024 peak of 2264.8390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 11,311,921 NGN

2024 Average 9,759,780 NGN

Yearly Trough Low 9,726,186 NGN

Transaction Impact: A difference of 1,585,734.48 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2228.2509

1980.7109

JanuMarcMayJulySeptNove

XDR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2100.0796, compared to 2123.3477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 23.2681 points.

H1 Avg (Jan–Jun) 2100.0796

H2 Avg (Jul–Dec) 2123.3477

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 264.5207 NGN (High: 2209.7580 / Low: 1945.2373). On the other end, January was the most stable month, with a tight range of 26.2027 NGN (High: 2030.6392 / Low: 2004.4365).

February Spread (Volatile) ±264.5207

January Spread (Stable) ±26.2027

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 71.1023 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -71.1023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 2165.2773) against the same month in 2024 (average: 1688.6857), the exchange rate shifted by +476.5916 (+28.22%).

2025 Avg (April) 2165.2773

2024 Avg (April) 1688.6857

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2030.6392	2004.4365	2018.0438
February	2209.7580	1945.2373	2001.3393
March	2073.7914	1962.6311	2025.9461
April	2262.3842	2036.6163	2165.2773
May	2234.2265	2105.2590	2207.6226
June	2220.1977	2042.0983	2182.2485
July	2210.1268	2027.3718	2169.4381
August	2210.2344	2143.9592	2188.6189
September	2208.9388	2131.6161	2162.5284
October	2133.8537	2052.5607	2091.4261
November	2060.5627	1960.7915	2042.2801
December	2108.4576	2059.0382	2085.7945