2021 XDR to NGN Historical Review

YEARLY HIGH

596.7363 NGN

YEARLY LOW

539.7965 NGN

YEARLY AVERAGE

574.5585 NGN

2021 XDR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 30, valuing the pair at 596.7363. Conversely, the yearly low was recorded on March 26, dropping to 539.7965.

This high-to-low spread represents a total annual volatility of 56.9398 NGN. From a start-to-finish perspective, comparing the January average rate of 559.0879 to the December average rate of 576.4046, the exchange rate registered a net change of 3.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 596.7363 was up 4.93% compared to the 2020 peak of 568.6924, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 2,983,682 NGN

2020 Average 2,648,999 NGN

Yearly Trough Low 2,698,982 NGN

Transaction Impact: A difference of 284,699.02 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

594.1702

550.4898

JanuMarcMayJulySeptNove

XDR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 567.5678, compared to 581.5493 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 13.9815 points.

H1 Avg (Jan–Jun) 567.5678

H2 Avg (Jul–Dec) 581.5493

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 51.5113 NGN (High: 596.7363 / Low: 545.2250). On the other end, July was the most stable month, with a tight range of 3.8571 NGN (High: 587.6598 / Low: 583.8027).

May Spread (Volatile) ±51.5113

July Spread (Stable) ±3.8571

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.3484 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -7.3484

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 582.0668) against the same month in 2020 (average: 530.8239), the exchange rate shifted by +51.2429 (+9.65%).

2021 Avg (May) 582.0668

2020 Avg (May) 530.8239

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	572.2037	548.3080	559.0879
February	594.3720	545.9337	561.4782
March	587.2805	539.7965	554.1298
April	587.3258	540.9627	558.1137
May	596.7363	545.2250	582.0668
June	596.6587	584.9205	590.5301
July	587.6598	583.8027	585.4128
August	587.9891	582.6436	584.8769
September	586.3758	579.3005	584.6546
October	583.5164	579.1019	580.6191
November	581.8139	573.5090	577.3276
December	579.9599	573.8223	576.4046