2020 XDR to PKR Historical Review

YEARLY HIGH

238.7225 PKR

YEARLY LOW

210.1066 PKR

YEARLY AVERAGE

225.4287 PKR

2020 XDR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 238.7225. Conversely, the yearly low was recorded on February 22, dropping to 210.1066.

This high-to-low spread represents a total annual volatility of 28.6159 PKR. From a start-to-finish perspective, comparing the January average rate of 213.5278 to the December average rate of 230.5648, the exchange rate registered a net change of 7.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 238.7225 was up 4.86% compared to the 2019 peak of 227.6528, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 1,193,613 PKR

2019 Average 1,039,035 PKR

Yearly Trough Low 1,050,533 PKR

Transaction Impact: A difference of 143,079.34 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

239.8803

208.8196

JanuMarcMayJulySeptNove

XDR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 218.9872, compared to 231.8702 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.8830 points.

H1 Avg (Jan–Jun) 218.9872

H2 Avg (Jul–Dec) 231.8702

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 15.6187 PKR (High: 227.2927 / Low: 211.6740). On the other end, February was the most stable month, with a tight range of 2.5560 PKR (High: 212.6626 / Low: 210.1066).

March Spread (Volatile) ±15.6187

February Spread (Stable) ±2.5560

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 5.7447 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -5.7447

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 237.2919) against the same month in 2019 (average: 218.7095), the exchange rate shifted by +18.5823 (+8.50%).

2020 Avg (August) 237.2919

2019 Avg (August) 218.7095

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	215.4825	212.3611	213.5278
February	212.6626	210.1066	211.4080
March	227.2927	211.6740	217.2195
April	228.5293	217.7901	224.5088
May	222.9196	216.8138	218.7641
June	231.9904	223.6602	228.4951
July	236.3203	229.2963	232.3478
August	238.7225	234.8581	237.2919
September	235.6791	232.4932	234.4734
October	232.6763	226.5507	230.0577
November	229.6107	224.5950	226.4856
December	231.5500	228.1065	230.5648