2021 XDR to PKR Historical Review

YEARLY HIGH

250.7604 PKR

YEARLY LOW

216.4417 PKR

YEARLY AVERAGE

232.0483 PKR

2021 XDR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 250.7604. Conversely, the yearly low was recorded on April 1, dropping to 216.4417.

This high-to-low spread represents a total annual volatility of 34.3187 PKR. From a start-to-finish perspective, comparing the January average rate of 231.5140 to the December average rate of 248.8640, the exchange rate registered a net change of 7.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 250.7604 was up 5.04% compared to the 2020 peak of 238.7225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 1,253,802 PKR

2020 Average 1,127,359 PKR

Yearly Trough Low 1,082,208 PKR

Transaction Impact: A difference of 171,593.55 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

251.8704

215.7932

JanuMarcMayJulySeptNove

XDR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 224.6756, compared to 239.4210 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 14.7453 points.

H1 Avg (Jan–Jun) 224.6756

H2 Avg (Jul–Dec) 239.4210

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 11.1099 PKR (High: 227.5676 / Low: 216.4577). On the other end, January was the most stable month, with a tight range of 1.9236 PKR (High: 232.6259 / Low: 230.7024).

March Spread (Volatile) ±11.1099

January Spread (Stable) ±1.9236

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 6.5449 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -6.5449

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 248.8640) against the same month in 2020 (average: 230.5648), the exchange rate shifted by +18.2992 (+7.94%).

2021 Avg (December) 248.8640

2020 Avg (December) 230.5648

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	232.6259	230.7024	231.5140
February	230.7299	227.6790	229.5189
March	227.5676	216.4577	222.9740
April	221.5576	216.4417	218.7996
May	224.0771	217.7461	220.7022
June	226.3420	222.0080	224.5452
July	232.2090	224.2005	227.7892
August	236.7643	232.1285	234.1266
September	241.5927	237.2239	239.3161
October	247.5670	240.4161	242.8860
November	247.1170	239.0861	243.5439
December	250.7604	245.3687	248.8640