2026 XDR to PKR Historical Review

YEARLY HIGH

411.0622 PKR

YEARLY LOW

377.7324 PKR

YEARLY AVERAGE

396.7408 PKR

2026 XDR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 411.0622. Conversely, the yearly low was recorded on June 20, dropping to 377.7324.

This high-to-low spread represents a total annual volatility of 33.3298 PKR. From a start-to-finish perspective, comparing the January average rate of 402.4092 to the December average rate of 391.4684, the exchange rate registered a net change of -2.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 411.0622 was down 0.03% compared to the 2025 peak of 411.1974, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 2,055,311 PKR

2025 Average 1,954,822 PKR

Yearly Trough Low 1,888,662 PKR

Transaction Impact: A difference of 166,648.99 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

406.9269

387.3746

JanuMarcMayJuly

XDR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 398.9091, compared to 390.2362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.6729 points.

H1 Avg (Jan–Jun) 398.9091

H2 Avg (Jul–Dec) 390.2362

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 20.3966 PKR (High: 398.1290 / Low: 377.7324). On the other end, August was the most stable month, with a tight range of 0.9162 PKR (High: 391.8889 / Low: 390.9728).

June Spread (Volatile) ±20.3966

August Spread (Stable) ±0.9162

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 9.2312 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -9.2312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 402.4092) against the same month in 2025 (average: 362.4391), the exchange rate shifted by +39.9701 (+11.03%).

2026 Avg (January) 402.4092

2025 Avg (January) 362.4391

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	411.0622	398.5010	402.4092
February	409.7902	402.8782	405.2975
March	404.3826	391.9624	396.0664
April	403.2101	392.5058	399.5134
May	400.7518	396.8435	398.0182
June	398.1290	377.7324	392.1497
July	390.2012	386.8269	389.0040
August	391.8889	390.9728	391.4684