YEARLY HIGH
411.1974 PKR
YEARLY LOW
361.3524 PKR
YEARLY AVERAGE
390.8219 PKR

2025 XDR to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 411.1974. Conversely, the yearly low was recorded on January 14, dropping to 361.3524.

This high-to-low spread represents a total annual volatility of 49.8450 PKR. From a start-to-finish perspective, comparing the January average rate of 362.4391 to the December average rate of 402.7916, the exchange rate registered a net change of 11.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 411.1974 was up 8.65% compared to the 2024 peak of 378.4602, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 2,055,987 PKR
2024 Average 1,848,633 PKR
Yearly Trough Low 1,806,762 PKR
Transaction Impact: A difference of 249,224.94 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

411.3689
357.9909
JanuMarcMayJulySeptNove

XDR to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 378.4754, compared to 403.1684 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 24.6931 points.

H1 Avg (Jan–Jun) 378.4754
H2 Avg (Jul–Dec) 403.1684

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 34.7281 PKR (High: 410.8907 / Low: 376.1627). On the other end, January was the most stable month, with a tight range of 3.5224 PKR (High: 364.8748 / Low: 361.3524).

July Spread (Volatile) ±34.7281
January Spread (Stable) ±3.5224

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 4.3035 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -4.3035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 406.9208) against the same month in 2024 (average: 375.3977), the exchange rate shifted by +31.5230 (+8.40%).

2025 Avg (September) 406.9208
2024 Avg (September) 375.3977

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 364.8748 361.3524 362.4391
February 367.4573 363.5212 365.3594
March 390.2412 366.2032 371.8923
April 395.4695 372.2374 383.9767
May 395.4268 373.0964 389.3169
June 407.5784 373.4801 397.8678
July 410.8907 376.1627 402.9492
August 408.1206 398.0334 404.1897
September 411.1974 403.5375 406.9208
October 407.0754 398.4109 403.2314
November 402.0951 385.1985 398.9280
December 405.4283 400.2280 402.7916