YEARLY HIGH
5.4191 SAR
YEARLY LOW
5.0642 SAR
YEARLY AVERAGE
5.2271 SAR

2020 XDR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 5.4191. Conversely, the yearly low was recorded on March 24, dropping to 5.0642.

This high-to-low spread represents a total annual volatility of 0.3550 SAR. From a start-to-finish perspective, comparing the January average rate of 5.1771 to the December average rate of 5.3967, the exchange rate registered a net change of 4.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.4191 was up 3.13% compared to the 2019 peak of 5.2545, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 27,096 SAR
2019 Average 25,954 SAR
Yearly Trough Low 25,321 SAR
Transaction Impact: A difference of 1,774.84 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.4239
5.0975
JanuMarcMayJulySeptNove

XDR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1493, compared to 5.3050 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1557 points.

H1 Avg (Jan–Jun) 5.1493
H2 Avg (Jul–Dec) 5.3050

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1776 SAR (High: 5.2417 / Low: 5.0642). On the other end, October was the most stable month, with a tight range of 0.0222 SAR (High: 5.3090 / Low: 5.2868).

March Spread (Volatile) ±0.1776
October Spread (Stable) ±0.0222

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0402 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0402

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.3967) against the same month in 2019 (average: 5.1726), the exchange rate shifted by +0.2241 (+4.33%).

2020 Avg (December) 5.3967
2019 Avg (December) 5.1726

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1932 5.1595 5.1771
February 5.1647 5.1079 5.1369
March 5.2417 5.0642 5.1521
April 5.1541 5.1082 5.1280
May 5.1499 5.1053 5.1247
June 5.2023 5.1496 5.1772
July 5.2874 5.1612 5.2118
August 5.3226 5.2750 5.2944
September 5.3321 5.2643 5.2973
October 5.3090 5.2868 5.2991
November 5.3543 5.2902 5.3307
December 5.4191 5.3612 5.3967