YEARLY HIGH
5.5135 SAR
YEARLY LOW
5.2663 SAR
YEARLY AVERAGE
5.3716 SAR

2026 XDR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XDR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 5.5135. Conversely, the yearly low was recorded on March 16, dropping to 5.2663.

This high-to-low spread represents a total annual volatility of 0.2472 SAR. From a start-to-finish perspective, comparing the January average rate of 5.3918 to the December average rate of 5.3330, the exchange rate registered a net change of -1.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 5.5135 was up 1.10% compared to the 2025 peak of 5.4535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 27,568 SAR
2025 Average 26,033 SAR
Yearly Trough Low 26,332 SAR
Transaction Impact: A difference of 1,235.99 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5.4504
5.3123
JanuFebrMarcApriMayJune

XDR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3716, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 5.3716 points.

H1 Avg (Jan–Jun) 5.3716
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1788 SAR (High: 5.5135 / Low: 5.3347). On the other end, May was the most stable month, with a tight range of 0.0571 SAR (High: 5.3908 / Low: 5.3336).

January Spread (Volatile) ±0.1788
May Spread (Stable) ±0.0571

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1151 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 5.3918) against the same month in 2025 (average: 4.8797), the exchange rate shifted by +0.5121 (+10.49%).

2026 Avg (January) 5.3918
2025 Avg (January) 4.8797

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5135 5.3347 5.3918
February 5.4755 5.4078 5.4389
March 5.4253 5.2663 5.3238
April 5.4233 5.2795 5.3737
May 5.3908 5.3336 5.3684
June 5.3687 5.2994 5.3330