YEARLY HIGH
5.4402 SAR
YEARLY LOW
5.2420 SAR
YEARLY AVERAGE
5.3444 SAR

2021 XDR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XDR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 5.4402. Conversely, the yearly low was recorded on December 20, dropping to 5.2420.

This high-to-low spread represents a total annual volatility of 0.1982 SAR. From a start-to-finish perspective, comparing the January average rate of 5.4077 to the December average rate of 5.2602, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.4402 was up 0.39% compared to the 2020 peak of 5.4191, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 27,201 SAR
2020 Average 26,138 SAR
Yearly Trough Low 26,210 SAR
Transaction Impact: A difference of 990.77 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.4225
5.2455
JanuMarcMayJulySeptNove

XDR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3845, compared to 5.3043 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0802 points.

H1 Avg (Jan–Jun) 5.3845
H2 Avg (Jul–Dec) 5.3043

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0940 SAR (High: 5.4064 / Low: 5.3123). On the other end, July was the most stable month, with a tight range of 0.0280 SAR (High: 5.3562 / Low: 5.3283).

April Spread (Volatile) ±0.0940
July Spread (Stable) ±0.0280

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0445 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0445

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 5.4077) against the same month in 2020 (average: 5.1771), the exchange rate shifted by +0.2307 (+4.46%).

2021 Avg (January) 5.4077
2020 Avg (January) 5.1771

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.4402 5.3891 5.4077
February 5.4220 5.3745 5.4011
March 5.4043 5.3189 5.3566
April 5.4064 5.3123 5.3577
May 5.4224 5.3736 5.4000
June 5.4252 5.3466 5.3840
July 5.3562 5.3283 5.3401
August 5.3577 5.3107 5.3298
September 5.3516 5.2838 5.3279
October 5.3214 5.2849 5.2982
November 5.3098 5.2485 5.2698
December 5.2750 5.2420 5.2602