YEARLY HIGH
5.4535 SAR
YEARLY LOW
4.8302 SAR
YEARLY AVERAGE
5.2050 SAR

2025 XDR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 5.4535. Conversely, the yearly low was recorded on February 2, dropping to 4.8302.

This high-to-low spread represents a total annual volatility of 0.6232 SAR. From a start-to-finish perspective, comparing the January average rate of 4.8797 to the December average rate of 5.3871, the exchange rate registered a net change of 10.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.4535 was up 7.18% compared to the 2024 peak of 5.0881, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 27,267 SAR
2024 Average 24,913 SAR
Yearly Trough Low 24,151 SAR
Transaction Impact: A difference of 3,116.11 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.4460
4.8282
JanuMarcMayJulySeptNove

XDR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0576, compared to 5.3523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2947 points.

H1 Avg (Jan–Jun) 5.0576
H2 Avg (Jul–Dec) 5.3523

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.4400 SAR (High: 5.4111 / Low: 4.9711). On the other end, January was the most stable month, with a tight range of 0.0589 SAR (High: 4.9099 / Low: 4.8510).

July Spread (Volatile) ±0.4400
January Spread (Stable) ±0.0589

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0535 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0535

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 5.3945) against the same month in 2024 (average: 5.0621), the exchange rate shifted by +0.3324 (+6.57%).

2025 Avg (September) 5.3945
2024 Avg (September) 5.0621

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9099 4.8510 4.8797
February 4.9355 4.8302 4.9031
March 5.0288 4.9097 4.9754
April 5.2835 4.9868 5.1341
May 5.2415 4.9717 5.1801
June 5.3936 4.9717 5.2733
July 5.4111 4.9711 5.3172
August 5.4048 5.3218 5.3595
September 5.4535 5.3582 5.3945
October 5.4030 5.3117 5.3545
November 5.3386 5.1127 5.3010
December 5.4276 5.3406 5.3871