2012 XPF to MAD Historical Review

YEARLY HIGH

0.0938 MAD

YEARLY LOW

0.0915 MAD

YEARLY AVERAGE

0.0930 MAD

2012 XPF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XPF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 10, valuing the pair at 0.0938. Conversely, the yearly low was recorded on August 2, dropping to 0.0915.

This high-to-low spread represents a total annual volatility of 0.0023 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0931 to the December average rate of 0.0933, the exchange rate registered a net change of 0.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0938 was down 3.06% compared to the 2011 peak of 0.0968, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 469 MAD

2011 Average 472 MAD

Yearly Trough Low 458 MAD

Transaction Impact: A difference of 11.48 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0936

0.0922

JanuMarcMayJulySeptNove

XPF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0931, compared to 0.0928 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0931

H2 Avg (Jul–Dec) 0.0928

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0019 MAD (High: 0.0937 / Low: 0.0918). On the other end, October was the most stable month, with a tight range of 0.0005 MAD (High: 0.0934 / Low: 0.0929).

June Spread (Volatile) ±0.0019

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.0934) against the same month in 2011 (average: 0.0941), the exchange rate shifted by -0.0006 (-0.65%).

2012 Avg (February) 0.0934

2011 Avg (February) 0.0941

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0934	0.0927	0.0931
February	0.0938	0.0930	0.0934
March	0.0938	0.0932	0.0934
April	0.0937	0.0930	0.0934
May	0.0937	0.0922	0.0930
June	0.0937	0.0918	0.0925
July	0.0928	0.0919	0.0923
August	0.0927	0.0915	0.0923
September	0.0936	0.0925	0.0930
October	0.0934	0.0929	0.0932
November	0.0935	0.0927	0.0930
December	0.0936	0.0928	0.0933