2025 XPF to MAD Historical Review

YEARLY HIGH

0.0906 MAD

YEARLY LOW

0.0864 MAD

YEARLY AVERAGE

0.0884 MAD

2025 XPF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 0.0906. Conversely, the yearly low was recorded on January 10, dropping to 0.0864.

This high-to-low spread represents a total annual volatility of 0.0042 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0871 to the December average rate of 0.0901, the exchange rate registered a net change of 3.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0906 was down 1.66% compared to the 2024 peak of 0.0921, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 453 MAD

2024 Average 451 MAD

Yearly Trough Low 432 MAD

Transaction Impact: A difference of 20.91 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0904

0.0868

JanuMarcMayJulySeptNove

XPF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0877, compared to 0.0891 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0877

H2 Avg (Jul–Dec) 0.0891

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0022 MAD (High: 0.0894 / Low: 0.0871). On the other end, December was the most stable month, with a tight range of 0.0009 MAD (High: 0.0906 / Low: 0.0897).

April Spread (Volatile) ±0.0022

December Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0901) against the same month in 2024 (average: 0.0879), the exchange rate shifted by +0.0022 (+2.51%).

2025 Avg (December) 0.0901

2024 Avg (December) 0.0879

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0878	0.0864	0.0871
February	0.0877	0.0866	0.0872
March	0.0887	0.0865	0.0878
April	0.0894	0.0871	0.0881
May	0.0883	0.0868	0.0875
June	0.0891	0.0874	0.0882
July	0.0888	0.0871	0.0883
August	0.0889	0.0876	0.0882
September	0.0894	0.0882	0.0889
October	0.0902	0.0888	0.0895
November	0.0903	0.0893	0.0898
December	0.0906	0.0897	0.0901