2015 XPF to MAD Historical Review

YEARLY HIGH

0.0921 MAD

YEARLY LOW

0.0888 MAD

YEARLY AVERAGE

0.0906 MAD

2015 XPF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the XPF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.0921. Conversely, the yearly low was recorded on March 15, dropping to 0.0888.

This high-to-low spread represents a total annual volatility of 0.0033 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0912 to the December average rate of 0.0903, the exchange rate registered a net change of -0.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0921 was down 2.50% compared to the 2014 peak of 0.0944, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 460 MAD

2014 Average 467 MAD

Yearly Trough Low 444 MAD

Transaction Impact: A difference of 16.32 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0914

0.0895

JanuMarcMayJulySeptNove

XPF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0905, compared to 0.0906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0905

H2 Avg (Jul–Dec) 0.0906

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0021 MAD (High: 0.0921 / Low: 0.0900). On the other end, September was the most stable month, with a tight range of 0.0006 MAD (High: 0.0916 / Low: 0.0910).

August Spread (Volatile) ±0.0021

September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.0909) against the same month in 2014 (average: 0.0935), the exchange rate shifted by -0.0026 (-2.82%).

2015 Avg (August) 0.0909

2014 Avg (August) 0.0935

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0920	0.0905	0.0912
February	0.0910	0.0901	0.0906
March	0.0903	0.0888	0.0896
April	0.0909	0.0890	0.0897
May	0.0917	0.0900	0.0909
June	0.0916	0.0902	0.0910
July	0.0909	0.0897	0.0904
August	0.0921	0.0900	0.0909
September	0.0916	0.0910	0.0912
October	0.0918	0.0904	0.0912
November	0.0904	0.0891	0.0897
December	0.0907	0.0892	0.0903