2013 XPF to MAD Historical Review

YEARLY HIGH

0.0945 MAD

YEARLY LOW

0.0926 MAD

YEARLY AVERAGE

0.0935 MAD

2013 XPF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the XPF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.0945. Conversely, the yearly low was recorded on May 18, dropping to 0.0926.

This high-to-low spread represents a total annual volatility of 0.0018 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0935 to the December average rate of 0.0941, the exchange rate registered a net change of 0.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0945 was up 0.67% compared to the 2012 peak of 0.0938, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 472 MAD

2012 Average 465 MAD

Yearly Trough Low 463 MAD

Transaction Impact: A difference of 9.13 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0942

0.0929

JanuMarcMayJulySeptNove

XPF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0933, compared to 0.0937 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0933

H2 Avg (Jul–Dec) 0.0937

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0011 MAD (High: 0.0942 / Low: 0.0930). On the other end, August was the most stable month, with a tight range of 0.0005 MAD (High: 0.0939 / Low: 0.0934).

February Spread (Volatile) ±0.0011

August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0941) against the same month in 2012 (average: 0.0933), the exchange rate shifted by +0.0008 (+0.85%).

2013 Avg (December) 0.0941

2012 Avg (December) 0.0933

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0938	0.0929	0.0935
February	0.0942	0.0930	0.0936
March	0.0935	0.0928	0.0931
April	0.0935	0.0928	0.0931
May	0.0934	0.0926	0.0930
June	0.0938	0.0928	0.0934
July	0.0936	0.0928	0.0933
August	0.0939	0.0934	0.0936
September	0.0940	0.0933	0.0937
October	0.0943	0.0936	0.0940
November	0.0941	0.0934	0.0938
December	0.0945	0.0938	0.0941