YEARLY HIGH
4.0350 NGN
YEARLY LOW
3.2727 NGN
YEARLY AVERAGE
3.6393 NGN

2020 XPF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 4.0350. Conversely, the yearly low was recorded on March 19, dropping to 3.2727.

This high-to-low spread represents a total annual volatility of 0.7623 NGN. From a start-to-finish perspective, comparing the January average rate of 3.3708 to the December average rate of 3.9159, the exchange rate registered a net change of 16.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.0350 was up 14.05% compared to the 2019 peak of 3.5378, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 20,175 NGN
2019 Average 16,894 NGN
Yearly Trough Low 16,363 NGN
Transaction Impact: A difference of 3,811.44 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.9745
3.2718
JanuMarcMayJulySeptNove

XPF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4775, compared to 3.8011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3236 points.

H1 Avg (Jan–Jun) 3.4775
H2 Avg (Jul–Dec) 3.8011

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3475 NGN (High: 3.6202 / Low: 3.2727). On the other end, October was the most stable month, with a tight range of 0.0825 NGN (High: 3.8053 / Low: 3.7228).

March Spread (Volatile) ±0.3475
October Spread (Stable) ±0.0825

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0405 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 3.9159) against the same month in 2019 (average: 3.3765), the exchange rate shifted by +0.5394 (+15.98%).

2020 Avg (December) 3.9159
2019 Avg (December) 3.3765

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4420 3.3468 3.3708
February 3.3777 3.2945 3.3303
March 3.6202 3.2727 3.4405
April 3.5771 3.3232 3.5051
May 3.6213 3.5087 3.5641
June 3.6912 3.6086 3.6538
July 3.8597 3.6518 3.7224
August 3.8694 3.7392 3.8188
September 3.8605 3.7086 3.7897
October 3.8053 3.7228 3.7674
November 3.8342 3.7119 3.7921
December 4.0350 3.8522 3.9159