YEARLY HIGH
15.4828 NGN
YEARLY LOW
12.9633 NGN
YEARLY AVERAGE
14.4128 NGN

2025 XPF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 15.4828. Conversely, the yearly low was recorded on February 10, dropping to 12.9633.

This high-to-low spread represents a total annual volatility of 2.5195 NGN. From a start-to-finish perspective, comparing the January average rate of 13.4592 to the December average rate of 14.2618, the exchange rate registered a net change of 5.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.4828 was down 0.88% compared to the 2024 peak of 15.6199, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 77,414 NGN
2024 Average 66,650 NGN
Yearly Trough Low 64,816 NGN
Transaction Impact: A difference of 12,597.56 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

15.2799
13.1816
JanuMarcMayJulySeptNove

XPF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.2766, compared to 14.5489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2722 points.

H1 Avg (Jan–Jun) 14.2766
H2 Avg (Jul–Dec) 14.5489

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 1.6704 NGN (High: 14.6336 / Low: 12.9633). On the other end, November was the most stable month, with a tight range of 0.1830 NGN (High: 14.0691 / Low: 13.8861).

February Spread (Volatile) ±1.6704
November Spread (Stable) ±0.1830

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4905 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4905

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 14.9048) against the same month in 2024 (average: 11.4893), the exchange rate shifted by +3.4155 (+29.73%).

2025 Avg (April) 14.9048
2024 Avg (April) 11.4893

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 13.7134 13.3032 13.4592
February 14.6336 12.9633 13.3564
March 14.2216 13.0673 13.8287
April 15.4828 13.8995 14.9048
May 15.2732 14.9008 15.1050
June 15.1973 14.8175 15.0056
July 15.1755 14.6560 14.9880
August 15.0852 14.6535 14.9663
September 15.0458 14.5723 14.7840
October 14.6008 14.0245 14.2935
November 14.0691 13.8861 13.9998
December 14.4382 14.0745 14.2618