2026 XPF to NGN Historical Review

YEARLY HIGH

14.2454 NGN

YEARLY LOW

13.0149 NGN

YEARLY AVERAGE

13.3747 NGN

2026 XPF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XPF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 14.2454. Conversely, the yearly low was recorded on July 29, dropping to 13.0149.

This high-to-low spread represents a total annual volatility of 1.2305 NGN. From a start-to-finish perspective, comparing the January average rate of 13.9633 to the December average rate of 13.1672, the exchange rate registered a net change of -5.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 14.2454 was down 7.99% compared to the 2025 peak of 15.4828, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 71,227 NGN

2025 Average 72,093 NGN

Yearly Trough Low 65,075 NGN

Transaction Impact: A difference of 6,152.37 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

14.0455

13.0582

JanuMarcMayJuly

XPF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.4483, compared to 13.1539 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2945 points.

H1 Avg (Jan–Jun) 13.4483

H2 Avg (Jul–Dec) 13.1539

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.5896 NGN (High: 13.6113 / Low: 13.0217). On the other end, August was the most stable month, with a tight range of 0.0433 NGN (High: 13.1901 / Low: 13.1468).

March Spread (Volatile) ±0.5896

August Spread (Stable) ±0.0433

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.5082 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 13.9633) against the same month in 2025 (average: 13.4592), the exchange rate shifted by +0.5041 (+3.75%).

2026 Avg (January) 13.9633

2025 Avg (January) 13.4592

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.2454	13.7725	13.9633
February	13.8270	13.2389	13.4550
March	13.6113	13.0217	13.3483
April	13.5417	13.2078	13.3365
May	13.5238	13.3860	13.4171
June	13.3796	13.0555	13.1700
July	13.2297	13.0149	13.1405
August	13.1901	13.1468	13.1672