YEARLY HIGH
4.2340 NGN
YEARLY LOW
3.7545 NGN
YEARLY AVERAGE
3.9973 NGN

2021 XPF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 4.2340. Conversely, the yearly low was recorded on April 3, dropping to 3.7545.

This high-to-low spread represents a total annual volatility of 0.4795 NGN. From a start-to-finish perspective, comparing the January average rate of 3.9543 to the December average rate of 3.8960, the exchange rate registered a net change of -1.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.2340 was up 4.93% compared to the 2020 peak of 4.0350, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 21,170 NGN
2020 Average 18,202 NGN
Yearly Trough Low 18,772 NGN
Transaction Impact: A difference of 2,397.57 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.1766
3.8411
JanuMarcMayJulySeptNove

XPF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9925, compared to 4.0021 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0096 points.

H1 Avg (Jan–Jun) 3.9925
H2 Avg (Jul–Dec) 4.0021

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.4052 NGN (High: 4.2340 / Low: 3.8288). On the other end, July was the most stable month, with a tight range of 0.0457 NGN (High: 4.1013 / Low: 4.0556).

May Spread (Volatile) ±0.4052
July Spread (Stable) ±0.0457

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0827 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0827

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 4.1149) against the same month in 2020 (average: 3.5641), the exchange rate shifted by +0.5508 (+15.45%).

2021 Avg (May) 4.1149
2020 Avg (May) 3.5641

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0603 3.8574 3.9543
February 4.1882 3.8329 3.9518
March 4.0926 3.7557 3.8691
April 4.1300 3.7545 3.9164
May 4.2340 3.8288 4.1149
June 4.2159 4.0759 4.1486
July 4.1013 4.0556 4.0753
August 4.0960 4.0270 4.0591
September 4.0988 3.9887 4.0599
October 4.0205 3.9730 3.9945
November 4.0078 3.8549 3.9276
December 3.9300 3.8634 3.8960