YEARLY HIGH
1.6827 PKR
YEARLY LOW
1.3950 PKR
YEARLY AVERAGE
1.5489 PKR

2020 XPF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 1.6827. Conversely, the yearly low was recorded on February 20, dropping to 1.3950.

This high-to-low spread represents a total annual volatility of 0.2877 PKR. From a start-to-finish perspective, comparing the January average rate of 1.4398 to the December average rate of 1.6350, the exchange rate registered a net change of 13.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6827 was up 7.94% compared to the 2019 peak of 1.5589, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 8,414 PKR
2019 Average 7,045 PKR
Yearly Trough Low 6,975 PKR
Transaction Impact: A difference of 1,438.36 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6918
1.3870
JanuMarcMayJulySeptNove

XPF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4752, compared to 1.6225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1472 points.

H1 Avg (Jan–Jun) 1.4752
H2 Avg (Jul–Dec) 1.6225

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1179 PKR (High: 1.5369 / Low: 1.4190). On the other end, August was the most stable month, with a tight range of 0.0366 PKR (High: 1.6827 / Low: 1.6461).

March Spread (Volatile) ±0.1179
August Spread (Stable) ±0.0366

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0339 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0339

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1.6664) against the same month in 2019 (average: 1.4871), the exchange rate shifted by +0.1793 (+12.06%).

2020 Avg (August) 1.6664
2019 Avg (August) 1.4871

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4634 1.4253 1.4398
February 1.4359 1.3950 1.4124
March 1.5369 1.4190 1.4692
April 1.5345 1.4443 1.4992
May 1.5167 1.4404 1.4689
June 1.5848 1.5200 1.5619
July 1.6629 1.5732 1.6058
August 1.6827 1.6461 1.6664
September 1.6524 1.6145 1.6398
October 1.6266 1.5698 1.6059
November 1.5990 1.5622 1.5819
December 1.6540 1.6142 1.6350