2026 XPF to PKR Historical Review

YEARLY HIGH

2.8178 PKR

YEARLY LOW

2.6452 PKR

YEARLY AVERAGE

2.7125 PKR

2026 XPF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XPF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 2.8178. Conversely, the yearly low was recorded on July 29, dropping to 2.6452.

This high-to-low spread represents a total annual volatility of 0.1726 PKR. From a start-to-finish perspective, comparing the January average rate of 2.7525 to the December average rate of 2.6763, the exchange rate registered a net change of -2.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.8178 was up 0.13% compared to the 2025 peak of 2.8141, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 14,089 PKR

2025 Average 13,344 PKR

Yearly Trough Low 13,226 PKR

Transaction Impact: A difference of 863.05 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.7805

2.6482

JanuMarcMayJuly

XPF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7275, compared to 2.6677 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0598 points.

H1 Avg (Jan–Jun) 2.7275

H2 Avg (Jul–Dec) 2.6677

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0961 PKR (High: 2.8178 / Low: 2.7216). On the other end, August was the most stable month, with a tight range of 0.0024 PKR (High: 2.6772 / Low: 2.6747).

January Spread (Volatile) ±0.0961

August Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0641 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2.7525) against the same month in 2025 (average: 2.4172), the exchange rate shifted by +0.3352 (+13.87%).

2026 Avg (January) 2.7525

2025 Avg (January) 2.4172

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8178	2.7216	2.7525
February	2.7995	2.7531	2.7695
March	2.7505	2.6757	2.7054
April	2.7591	2.6852	2.7325
May	2.7399	2.7138	2.7213
June	2.7174	2.6463	2.6837
July	2.6684	2.6452	2.6592
August	2.6772	2.6747	2.6763