YEARLY HIGH
2.8141 PKR
YEARLY LOW
2.3935 PKR
YEARLY AVERAGE
2.6676 PKR

2025 XPF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 2.8141. Conversely, the yearly low was recorded on January 10, dropping to 2.3935.

This high-to-low spread represents a total annual volatility of 0.4206 PKR. From a start-to-finish perspective, comparing the January average rate of 2.4172 to the December average rate of 2.7541, the exchange rate registered a net change of 13.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8141 was up 7.58% compared to the 2024 peak of 2.6157, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 14,070 PKR
2024 Average 12,625 PKR
Yearly Trough Low 11,967 PKR
Transaction Impact: A difference of 2,102.93 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8204
2.3806
JanuMarcMayJulySeptNove

XPF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5728, compared to 2.7624 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1896 points.

H1 Avg (Jan–Jun) 2.5728
H2 Avg (Jul–Dec) 2.7624

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.2315 PKR (High: 2.6645 / Low: 2.4330). On the other end, December was the most stable month, with a tight range of 0.0354 PKR (High: 2.7683 / Low: 2.7329).

March Spread (Volatile) ±0.2315
December Spread (Stable) ±0.0354

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0261 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0261

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 2.7838) against the same month in 2024 (average: 2.5315), the exchange rate shifted by +0.2523 (+9.97%).

2025 Avg (July) 2.7838
2024 Avg (July) 2.5315

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.4513 2.3935 2.4172
February 2.4643 2.4086 2.4385
March 2.6645 2.4330 2.5384
April 2.7065 2.5366 2.6433
May 2.6916 2.6124 2.6638
June 2.8026 2.6807 2.7357
July 2.8141 2.7140 2.7838
August 2.7871 2.7205 2.7640
September 2.8057 2.7585 2.7819
October 2.7762 2.7303 2.7558
November 2.7521 2.7076 2.7347
December 2.7683 2.7329 2.7541